Justin Reinmuth is CEO of techrug. After a number of years in the technology industry, Justin decided to transition into insurance. For a decade now, he has been working on a comprehensive errors & omissions (E&O) solution to keep small- and medium-size IT companies protected without breaking the bank. He has seen firsthand the staggering insurance premiums some IT companies have paid in the past, only to find out their policy did not cover what they thought. This is what lead him to create a one-of-a-kind cyber liability E&O policy called TechMal. Today, techrug is responsible for managing the cyber liability risks for more than 900 companies in 47 states.